Need an appraisal in Hobe Sound or Martin County?

The top 7 reasons why FL homeowners hire Island House Appraisals Inc:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. To challenge a FL property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in FL by determining the true market value of property in question

Own a house in or near Hobe Sound, FL and need help determining the price of it?
Contact Island House Appraisals Inc.

At Island House Appraisals Inc, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Island House Appraisals Inc are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you dismiss unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Island House Appraisals Inc is your strongest weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow point of view. An efficient appraisal from Island House Appraisals Inc can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision? We can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.